Sarah Williams is Chief Risk Officer at The Guardian Life Insurance Company of America (Guardian). She joined the company in 2022 and is responsible for overseeing all aspects of the company’s enterprise risk management function, including investment and market risk, cybersecurity risk, derivatives use and governance, and operational risk. Williams oversees Guardian’s enterprise risk appetite ensuring it aligns with the company’s purpose and values and also serves as the chair of the Corporate Risk Management Committee.
Williams’ career spans more than 20 years in the insurance industry. Prior to joining Guardian, she held several leadership roles including Deputy Chief Risk Officer at Global Atlantic Financial Group; Vice President of Global Capital Risk at MassMutual where she led the company’s assessment of international capital standards. Williams also spent ten years at The Hartford in a variety of finance, actuarial and risk roles, most recently as Vice President of Risk Analytics and Governance. She started her professional career as an auditor at Liberty Mutual Insurance Company.
Williams is active in industry forums, including the Insurance Policy Advisory Committee (IPAC) of the Federal Reserve Board, which she has served on since 2021.
A graduate summa cum laude, Williams holds a BA in Accounting from American International College and a MS in Accounting from Western New England College. She became a Chartered Property Casualty Underwriter in 2004.
